Aon/AXA Insurance Assessment:       


Grade 1
Rider exceptionally skilled, rides flawlessly at all times and in all conditions.
RoSPA Gold, RoSPA Silver, Police bike riders.
Full licence rate less 30% (55%)

Grade 2
Highly skilled and very safe rider in all road and weather conditions.
IAM advanced, RoSPA bronze, AON/AXA Skills Assessment pass with a minimum of 38 points.
Full licence rate less 15% (40%)

Grade 3
Full or provisional licence holder that can ride safely under all normal conditions, on all road types and can overtake safely.
AON/AXA Skills Assessment pass with a minimum of 24 points.
Full licence rate less 10% (35%)

Grade 4
Provisionally or fully licenced rider, safe enough to ride unaccompanied in all normal conditions.
AON/AXA Skills Assessment pass with a minimum of 14 points, full licence.
Full licence rate (25%)



Quinn Direct Insurance Assessment:      

Level 1
Rider exceptionally skilled, rides flawlessly at all times and in all conditions.
RoSPA Gold, RoSPA Silver, Quinn Skills Assessment pass with a minimum of 55 points.
35%

Level 2
As per Level 3 and a high standard of hazard awareness and machine control/sympathy.
IAM advanced, RoSPA bronze, Quinn Skills Assessment pass with a minimum of 40 points.
30%

Level 3
As per Level 4 and also can ride safely on dual carriageway/motorway, country roads, wet conditions and night time. Hazard management skills consistent and predictable.
Quinn Skills Assessment pass with a minimum of 25 points.
25%

Level 4
Can ride safely on own in all normal conditions, including heavy urban traffic. Would be likely to Pass RSA national test.
Quinn Skills Assessment pass with a minimum of 15 points.
20%